Collecting Unemployment When Youre Self-Employed

Collecting Unemployment When Youre Self-EmployedCollecting Unemployment When Youre Self-EmployedCan you collect unemployment if you are working as a freelancer, independent contractor, or self-employed individual running your own business? Its worth looking into, as you may be eligible depending on your circumstances. Unemployment Benefits for Self-Employed Workers In most cases, self-employed workers, independent contractors, and freelance workers who lose their income are not eligible for unemployment benefits. Because employers contribute to a fund for unemployment benefits, their employees are eligible to receive benefits from the government, if they qualify after losing their job. If you are operating as self-employed, you most likely didnt pay into your states unemployment fund. If you were paid as an independent contractor and receive a 1099 form, you were not considered an employee and would not be eligible for unemployment. Thats because eligibility for unemployment is b ased upon being employed by an organization that was paying into the unemployment insurance fund. When Self-Employed People Can Collect There are some circumstances where self-employed workers may be able to collect benefits, however. If your business is incorporated and pays into unemployment, you may be eligible to collect unemployment benefits. If you were unemployed as a result of a major disaster, you may be eligible to receive Disaster Unemployment Assistance. The federally funded DUA is designed to provide assistance to workers who become unemployed as the result of a Presidentially declared major disaster, and who are ineligible for other unemployment benefits. State unemployment law may provide for eligibility for benefits in some other special circumstances, and your unemployment department can help you navigate the process should you become unemployed. Check Your Eligibility Eligibility varies from state to state, so if youre not sure whether youre eligible, check with your state unemployment office to find information about who can collect unemployment compensation, and how to go about filing a claim. When you become unemployed, its a good idea to check if you may be eligible for benefits right away. It can take time to begin receiving benefits if you do qualify, so you should file your claim as soon as possible. Self-Employment Assistance Program The Self-Employment Assistance Program is a federal government endorsed program which offers unemployed or displaced workers in some states unemployment benefits when they are starting a business. The Self-Employment Assistance program pays a displaced worker an allowance, instead of regular unemployment insurance benefits, to help keep them afloat while they are establishing a business and becoming self-employed. When Youre Already Collecting Unemployment If you are collecting unemployment based on a job you had, working freelance can impact the benefits you are receiving. For example, in New York state, you need to report income when you do freelance work, do favors for another business, start a business, or are or become self-employed while you are collecting unemployment benefits. If you are doing other work you may become disqualified from receiving unemployment benefits. There are similar requirements in other states. In addition, in order to claim benefits, you need to be ready, willing and available for work. Some states require that you keep and regularly turn in an employment log documenting your efforts to regain employment. If you are receiving unemployment benefits, make sure that you know the guidelines regarding any work you engage in. Violating the requirements can result in a loss of benefits and also substantial fines if you are discovered.

Hot Job Hunting Takes for a Cool Job Market

Hot Job Hunting Takes for a Cool Job MarketHot Job Hunting Takes for a Cool Job MarketIf you are a job seeker, you understand the job market is hostile. You have the talents and resources to bring value to your next employer. In fact, you were one of the top managers for your last employer that specialized in maintenance for industrial central heating units.The only problem is that you are a job seeker in Phoenix, Arizonaand its July.When surveyed, a group of entrepreneurs listed timing as the most important element for a successful business. In many ways, every job seeker is a mini-startup. This might seem daunting for our central heating engineer in the middle of the Sonoran desert and, unless Maricopa County is due for an ice age, this candidate will be lost at sea. Here is a simple fact about job seekingLocations and hiring trends will change. Any attempt to stop that change is foolish. Still, there are a few things the average job seeker can do to suit their proverbial sail to t he direction of the wind.This is not a case of fluffing up resumes to get workThis is neither about fluffing a resume nor is it about touting skills you dont actually have. This is how someone who blows hot air can highlight his or her strengths to get a foothold in a hostile job climate. 1. Take a good look at your resumeThis is a reality check for most job seekers regardless of the stage of their careers. For some, that resume is nothing more than a list of employers. Instead, a resume should be an explanation of how your resources will contribute to the plans and goals of a tauglichkeit employer. At a glance, the resume reader should get a clear idea of not only who you are, but also what you actions you will be able to take on for an organization.So we turn to the resumeYou do update your resume on an annual basis, right? Grab a blank paper and create three columns of tasksPerformed for previous employersWhat you want to perform for future employersWhat you have no desire to tak e on for my next employerThe results may surprise you. 2. Always review the job descriptionDo you know whats interesting about job descriptions? In spite of popular sentiment, they are designed to find the right candidate for a job based on a series of required skills and keywords. The main takeaway here is that the answers will be right in front of you. You just have to look for them.In many cases, a job description will have certain phrases or qualifications that repeat several times. This is a clue that a particular skill has great value. The bottom line is that a pattern can lead you to a better understanding of what an employer may be looking for in their next hire for that role. Also, the job description will list qualities or traits that will be necessary to succeed in that role. For example, one organization may be looking for a collaborative leader for a small team. Another may seek, KPI driven supervisor who will emphasize monthly goals and quotas. In both cases, you will have a better idea of skills and abilities the former employer will value over the later.3. Play the match gameNow its time to slide that job description over your resume and see if we have a match. Highlight the same words that appear both on your resume and in the job description.For this reason, it may be a good idea to run your resume past several job descriptions for the same role. If you were applying as a Project Manager, for Company A, you would be wise to compare that description to similar roles at Organizations B and C. If there is a match, you may have already found your way towards a job that will fit not only your experience but also the skills you have. In some cases, you may need to revise your resume to bring these skills to the forefront.For example, if you found that you spend several years in a Business Development role, you may have found that included skills such as Market Research, Networking, or even Lead Generation. These same skills may need to be reiterate d on your resume, or even placed closer to the top of the page as opposed to the bottom. 4. Create a customized cover letterIn my opinion, the cover letter is more beneficial for the applicant than the employer. Although some hiring managers will require a cover letter, the true value of such a letter is it gives you, the applicant, a chance to make your case for the role in question.When you construct your cover letter, offer an explanation of the followingHow you honed your current skills.How those skills lead to success with your previous employers.How you plan to utilize those skills for the organization you will be applying for.The beauty of the cover letter is that it doesnt need to be a novel. All you will need are a few short paragraphs that will reinforce why the skills on your resume will make you a viable candidate for the position.At the end of the dayYou will be presenting your future employer with a list of skills and abilities that you will mold to the position. In th e sweltering heat of July, a central heating team leader may not have a snowballs chance. However, a team-oriented results-driven manager with experience heading small to medium sized teams may get one step closer to an interview

Animal Health Careers

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